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This is the document that creates a corporation. They specify things like the type company being formed, what it will produce or provide, the financing going into the enterprise, and other rules that will define the contractual obligations of the participants.
Federal Employers Identification Number
If you plan on opening a bank account under your corporate name, most banks will require that your corporation have a Federal Employers Identification Number. A Federal Tax Identification Number (also known as a "95 Number" or "EIN Number" ) is a number assigned to a corporation or L.L.C. by the Federal Government for purposes of taxation. The Federal Tax ID Number is to a corporation or L.L.C. as a Social Security Number is to an individual. Most banks require that a corporation or L.L.C. obtain a Federal Tax Identification Number as a prerequisite to opening a bank account regardless of whether the company will have employees.
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